The Roofing Certificate form is an essential document designed to help homeowners secure a reduction in their residential insurance premiums. By completing this form, property owners can confirm that their roofing installation meets specific standards, thus potentially lowering their insurance costs. It is important to understand that this certificate does not serve as a warranty from the manufacturer, supplier, or installer.
The Roofing Certificate form serves as an essential document for homeowners in Texas seeking to lower their residential insurance premiums. By completing this form, property owners can certify that their roofing installation meets specific industry standards, particularly those outlined by Underwriters’ Laboratories. The form requires detailed information about the roofing company, including its name, address, and license number, as well as the homeowner’s details. It emphasizes the importance of compliance with the manufacturer’s specifications and includes a section where the roofing company’s authorized representative must attest to the impact resistance classification of the installed roof covering. This classification ranges from Class 1 to Class 4, indicating the material's durability against impacts. Furthermore, the form mandates that certain labeling requirements be met, ensuring that each roofing component is properly identified. Homeowners must be aware that this certification does not serve as a warranty but rather as a means to potentially secure a premium reduction. The form also includes a clear warning about the consequences of intentional misrepresentation, underscoring the importance of honesty in the certification process. By understanding the implications and requirements of the Roofing Certificate, homeowners can take proactive steps to safeguard their investments while benefiting from potential financial savings.
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NOTICE TO HOMEOWNER: Completion of this certificate will entitle you to a credit on your residential insurance premium. This form is solely for the purpose of enabling residential property owners to obtain a credit on their residential insurance premium and it is not to be construed as any type of express or implied warranty by the manufacturer, supplier or installer.
Roofing Installation Certification
Name of Roofing Company
Street Address
City, State, Zip
PhoneLicense # (if any)
Address of Residence (Installer must complete the following information before signing form.)
Name of Owner
Home Phone
Address
Work Phone
I,
, an authorized representative of
Print Name of Representative
, do hereby certify that
Print Name of Roofing Company
I have installed in accordance with the manufacturer's specifications on the above described residence a roof covering listed as complying with Underwriters' Laboratory Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials with an impact resistance classification of:
Class 1
Class 2
Class 3
Class 4
Manufacturer's Name
Brand Name
Year Manufactured
Date of Installation
The roof covering installed on this residence meets one of the following requirements:
The roof covering product packaging indicates the U.L. Classification under U.L. Standard 2218, the manufacturer's name, the date of manufacture, and the brand name. A label from the packaging has been supplied to the owner of the residence; or
The metal roof covering is 26 gauge or thicker material, and is installed over solid underlayment.
Original Signature of Roofing Company's Authorized Representative
Date
Policyholder's Signature
One copy for Insurance Company
Second Copy to Policyholder
OFB 8350 09-12
When homeowners are seeking to reduce their residential insurance premiums after a roofing installation, the Roofing Certificate form is just one of several important documents they may encounter. Each of these documents serves a specific purpose in the process of verifying the roofing work and ensuring compliance with insurance requirements. Below is a list of other forms and documents commonly used alongside the Roofing Certificate.
By gathering these documents, homeowners can streamline the process of securing a reduction in their insurance premiums while ensuring that all necessary information is readily available for their insurance provider. Each document plays a vital role in creating a comprehensive picture of the roofing project and its compliance with relevant standards.
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Key Takeaways for Using the Roofing Certificate Form:
The Roofing Certificate form is a document provided by the Texas Department of Insurance. It serves to certify that a residential roof has been installed according to specific standards. Completing this form allows homeowners to qualify for a reduction in their residential insurance premiums.
This form must be completed by the roofing company that installed the roof. It requires the authorized representative of the company to certify that the installation meets the necessary standards for impact resistance.
By completing the Roofing Certificate form, homeowners can potentially lower their residential insurance premiums. Insurance companies often offer discounts for homes with roofs that meet certain safety and durability standards.
The form requires several key pieces of information, including:
The impact resistance classification indicates how well a roofing material can withstand impact from hail and debris. The classifications range from Class 1 to Class 4, with Class 4 offering the highest level of protection. This classification is essential for qualifying for insurance premium reductions.
After the roofing company completes the form, the homeowner should keep one copy for their records. The second copy must be submitted to their insurance company. It’s important to ensure that the form is filled out accurately to avoid any issues with the insurance discount.
While having a license is beneficial, the Roofing Certificate form does not explicitly require a roofing company to be licensed. However, working with licensed contractors is generally recommended for quality assurance and compliance with local regulations.
There is no specific deadline mentioned for submitting the Roofing Certificate form. However, it’s advisable to submit it as soon as the roof installation is completed to ensure timely processing of any insurance premium reductions.
Providing false information on the Roofing Certificate form is considered fraud. This could lead to serious consequences, including denial of insurance claims or cancellation of your insurance policy. Always ensure that the information provided is accurate and truthful.
For additional details, homeowners can visit the Texas Department of Insurance website at www.tdi.texas.gov. They also have a contact number, 512-305-6711, for any specific inquiries regarding the form or related processes.
Misconception 1: The Roofing Certificate guarantees a lower insurance premium.
This form does not guarantee a reduction in your premium. It simply allows homeowners to apply for a potential discount based on specific criteria.
Misconception 2: Any roofing company can complete the certificate.
Only authorized representatives from roofing companies that meet certain standards can fill out this form. Homeowners should ensure they are working with a qualified installer.
Misconception 3: The certificate provides a warranty on the roofing materials.
This certificate is not a warranty. It does not imply any guarantee regarding the quality or durability of the roofing materials used.
Misconception 4: The form is only for new roofs.
The certificate can apply to both new installations and replacements, as long as the roofing meets the necessary standards.
Misconception 5: I don’t need to keep a copy of the certificate.
Homeowners should retain a copy of the certificate for their records. This is important for future reference and for insurance purposes.
Misconception 6: All roofing materials qualify for premium reductions.
Only roofing materials that comply with Underwriters’ Laboratory Standard 2218 and have the appropriate impact resistance classification are eligible for premium reductions.
Misconception 7: The certificate can be filled out after the roof is installed.
The roofing company must complete the certificate at the time of installation. It cannot be retroactively filled out.
Misconception 8: Homeowners can submit the form directly to the insurance company.
The roofing company must first complete and sign the certificate. After that, one copy goes to the homeowner, and another copy is sent to the insurance company.
Misconception 9: The form is only necessary for residential properties.
This certificate specifically addresses residential properties. Commercial properties have different requirements and forms.
Misconception 10: There are no penalties for misrepresentation on the form.
Any intentional misrepresentation on the Roofing Certificate can be considered fraud, which carries serious legal consequences.